Find out which of your vendors are expired or underinsured. Free.

Send us your COI folder and we'll check every certificate.

For contractors, property managers and venues with 20 to 300 vendors. You get a plain-English report on every vendor within 2 business days.

Drop your COI folder here

PDFs or a zip, up to 50 certificates. Virus-scanned, deleted after 30 days.

Rather talk first? Book a 20-minute call.

CERTIFICATE OF LIABILITY INSURANCE

Insured: Harbor Plumbing Co

Date

09/28/2026

CoveragePolicy no.ExpiresLimits
Gen. liabilityGL-447120307/01/2027Each occ. $500,000needs $1M!
AutoBA-991044210/01/2026expired!CSL $1,000,000
Umbrellano umbrella on file?
Workers compWC-773002107/01/2027E.L. $1,000,000 ✓

Certificate holder

Sample GC Builders LLC

Sample
Sample audit, 12 vendors3 expired2 underinsured2 missing coverage1 to check4 fine

What you get back

One line per vendor. We check expiry dates, limits against your requirements, missing coverage, the certificate holder, and whether additional insured and waiver of subrogation are shown.

For every problem, the report says exactly what to ask the vendor for.

Check a sample certificate yourself

COI audit report

Prepared for Sample GC Builders LLC

12 vendors · checked Oct 2, 2026

7 vendors need action. 1 needs a quick check by you. 4 are fine. Showing 5 of 12.

  • Harbor Plumbing CoExpiredAuto liability expired October 1, 2026Ask for: A renewed auto certificate
  • Ridgeline Electric LLCUnderinsuredGL is $500,000 per occurrence. You require $1,000,000Ask for: GL at $1M, or an umbrella on top
  • Summit Drywall IncMissingNo umbrella policy listedAsk for: An umbrella certificate, $2M
  • Bayside Roofing LLCCheckHolder reads "Sample GC Builder LLC", one letter offAsk for: A certificate in your exact name
  • Northline PaintingOKMeets every requirementAsk for: Nothing

Hi, I'm Abhishek.

I'm building Okay to Work for contractors, property managers and venues who still check certificates of insurance by hand, in spreadsheets and inbox folders.

Right now I'm doing free audits to learn how you work. Send me your certificates and I'll check every one and email you the report within two business days. If anything in it is unclear, reply to that email and you'll get an answer from me, not a sales team.

I'm based in India and keep US business hours for calls.

Abhishek

Abhishek V, founder

[email protected]

If the audit helps, keep it running

Every new certificate gets checked when it arrives, and you hear about expiries before they happen. 14-day free trial, set up the same day, no contract.

Coming soon: your own email address to forward vendor COIs to, and we email the vendor's insurance agent for an updated certificate, so you don't have to chase the vendor.

VendorsPer month
Up to 25$49
Up to 100$99
Up to 300$199

More than 300 vendors? Email us for a price.

Questions people ask

Is a certificate proof of insurance?
No. It summarises a vendor's policies on the day it was issued. That's why we check expiry dates and tell you when to ask for the endorsement itself.
What do I send?
Your ACORD 25 certificates as PDFs, or a zip of the whole folder (up to 50 files). If your contracts set specific limits, tell us; otherwise we use a standard general contractor set.
What happens to my files?
They're virus-scanned, stored encrypted in the US, used only for your audit and deleted after 30 days. Scanned certificates may be read by Google's AI, on a paid plan that doesn't use your files to train it. A person checks everything it reads.
Is this insurance advice?
No. The report says what each certificate shows against your requirements. Whether coverage is adequate is a question for your broker.

Want it set up for you?

I'm taking on a small group of companies first and doing the setup with each of them. Leave your details and I'll email you within one business day.

Find out which of your vendors are a problem. It's free.

Send my certificatesBook a 20-minute call